Our mission is to make personal credit accessible, transparent, and simple for every eligible salaried borrower in India. We are committed to fully disclosing all loan terms, interest rates, and charges before disbursement — so every customer can make an informed financial decision.
CreditPey is operated by Digner Finlease and Investment Private Limited — RBI Registered NBFC No. B-14.01877. Loans are offered to salaried employees aged 21–60 years with a minimum monthly income of ₹40,000 and a CIBIL score of 650 or above. Loan amount: ₹5,000–₹2,00,000 | Tenure: 3–12 months | APR: 15%–34% per annum.
Our vision is to build a transparent and borrower-friendly digital lending ecosystem in India. We aim to make personal credit simple and fully accessible to every eligible salaried individual — with clear terms, honest pricing, and zero hidden costs.
Every loan we offer comes with full upfront disclosure — Interest rate: 1.25%–2.60% per month | APR: 15%–34% per annum | Processing fee: up to 10% + GST | Repayment tenure: 3–12 months | Pre-closure charges: NIL — so borrowers can make confident, informed decisions. All charges are disclosed in the Key Fact Statement before signing.
