Fast Disbursal Upon Approval

Personal Loan
Up To ₹2 Lakh

100% digital process. Quick decision, subject to eligibility. All charges disclosed below.

Paperless Process
Upload docs digitally
Flexible Tenure
90 days to 12 months
Nil pre-closure charges
Repay early, save more
Person
★★★★★
Client Rating
4.5+
₹2 Lakh
Max Loan Amount

Apply For Loan

Rates & Charges

Minimum loan amount ₹ 5,000
Maximum loan amount ₹ 2,00,000
Repayment Tenure (up to 365 days) 3 to 12 Months
Processing fee Up to 10% of Loan Amount + GST
Prepayment Charges Nil
Pre-Closure Charges Nil
APR (Annual Percentage Rate) 15% to 34% per annum
Cheque Bounce Charges ₹ ₹1000 (per bounce)

How We Serve You : Representative Example

₹1,00,000

Loan Amount

12

Tenure (months)

27% per annum

Interest Rate

10% + GST (₹10,000)

Processing Fee

34% per annum

APR, Effective

₹90,000 (after fee deduction)

Amount Disbursed (after fee deduction)

₹9135

Monthly EMI

₹15620

Total Interest

₹115620

Total Repayment Amount

DISCLAIMER: The above representative example is for illustrative purposes only. Actual loan amount, interest rate, APR, processing fee, and EMI will vary based on your credit profile and eligibility. All loans are subject to approval.

Eligibility Criteria

Personal Loan Eligibility

Quick checks before you apply — see if you qualify in seconds.

21 – 60
Age (in years)
Salaried
Employment Type
650+
CIBIL Score Required
₹40,000+
Monthly Salary (min.)
Documents Required: Aadhaar Card, PAN Card, Last 3 months' salary slips, Last 6 months' bank statements, Passport-size photograph. All documents can be uploaded digitally.

How Does It works ? Three Simple Steps

Enter The Details

Name, Email address & Mobile number

Send Your Documents

Aadhar card, Pan card & Salary slip

Approval & Disbursal

Get the approval, Disbursal in a few hours & Repay the loan as per the tenure.

Loan For Shopping

A personal loan for shopping is available for salaried employees, helping you purchase what you need — electronics, appliances, or essentials — without waiting for your next salary. Its application process is smooth which makes your shopping easy and affordable, especially when you have to purchase some immediately required stuff.

Loan For Your Household Emergency

When an unexpected household expense arises, a personal loan can help you manage the situation without delay. We offer a straightforward loan process with minimal documentation so you can address urgent financial needs with confidence. Funds are disbursed directly to your account upon approval, helping you stay on top of your household priorities.

Loan to Clear Unexpected & Pending Bills

Struggling with overdue credit card bills, utility payments, or other pending dues? Our personal loan for salaried employees helps you settle outstanding bills on time, avoiding late payment penalties or service disconnections. Apply online with minimal documentation and get funds disbursed to your account upon approval — so you can stay on top of your financial commitments.

Personal Loan for Travel

Planning a vacation but short on funds? Our personal loan for salaried employees helps you cover travel expenses — flight tickets, hotel bookings, holiday packages, or local transport — without disrupting your monthly budget. Apply online with minimal documentation and get funds disbursed to your account upon approval, so your travel plans stay on track.

How To Determine APR?

APR is computed by multiplying the periodic interest rate by the number of compounding periods within a year. It does not reflect the frequency of interest application to the principal balance. The determination of the annual percentage rate (APR) relies on factors such as your credit score, desired loan amount, and stable income. Typically, a favourable CIBIL score corresponds to a lower APR, whereas a lower CIBIL score results in a higher APR. However, in our case, we offer a fixed APR that remains consistent for all borrowers.

Functioning of Our Rates and Fees

APR ensures transparency and consumer protection by providing a standardised metric for comparing loan offers. It considers all costs, including fees and charges, giving a comprehensive view of the borrowing cost. Additionally, APR is often lower than credit card rates, allowing for consistent cost comparison across loan terms and durations.



Personal Loan for Salaried Employees

Apply for a Personal Loan Online — ₹5,000 to ₹2,00,000.