The shopping loan is available with instant approval where you can get the fast disbursal of cash to ensure shopping. You can apply, for instant approval.
Getting a shopping loan is beneficial because of multiple reasons where you can get better deals, especially the interest, easy repayment, and flexible tenure. Once, you apply for a shopping loan, you can get enormous benefits such as.
The shopping loan is available with instant approval where you can get the fast disbursal of cash to ensure shopping. You can apply, for instant approval.
The closing of a loan i.e., repayment is easy because of multiple repayment systems like UPI and Internet banking. The easy repayment ensures your credit score enhancement.
The competitive interest applied on shopping loan saves your cash, especially compared to higher interest. Therefore, it is beneficial for the borrower looking for shopping
You don’t have to keep any collateral for the shopping loan, because it is available as an unsecured loan where the income and credit score of the borrowers matter.
No hidden charges are applied to the shopping loan. All the applied charges like interest and processing fees are available with
transparency.
To ensure better financial assistance in the future, you can use a shopping loan that can boost your credit score. When you borrow regularly, your CIBIL score gets enhanced.
Applying for a shopping loan is indeed easy with all-time accessibility, where you can apply for the loan by following different steps such as entering details in the form and uploading the documents.
The eligibility criteria for a shopping loan depend on various factors where you must have a higher credit score, sufficient income, documents, and all. It also depends on the age and residential status of the customers.
| Age | The borrower must be between 18 to 65 years old |
| Income | The monthly income must be at least 35,000 |
| Credit Score | Above 700 |
| Documents Required | PAN, Aadhar Card, Salary slip, ITR (for self-employed), Bank statement, rent agreement, utility bills, and others. |
| Types of Employment | Customers associated with a registered private limited company, government organization, or anyone having a registered business, especially for a self-employed are eligible for the shopping loan |
Your shopping loan is instantly approved and can help you go shopping at any time.
There are no hidden charges applied on the shopping loan, these are explicitly clear.
You can go shopping by applying for a loan at any time which will help you have instant cash.
The disbursal of the loan amount is done shortly when your document is complete as per eligibility.