Borrow ₹5,000 – ₹2,00,000 · APR 15%–34% · Tenure 3–12 Months · Processing Fee 2% · RBI Registered NBFC
Buy what you need today — appliances, clothing, electronics — without waiting for payday.
Apply for funds for urgent personal needs. In-principle decision subject to eligibility. Funds disbursed upon approval.
Pay off credit card bills and utility dues on time. Protect your CIBIL score from late penalties.
Plan your trip without worrying about funds. Cover tickets, hotels, and travel expenses easily.
Give your home a fresh look. Fund repairs, painting, or furnishing. Funds disbursed upon approval.
Handle day-to-day household expenses or purchases without any restriction on usage.
Age 21–60 years · Monthly income ₹40,000+ · CIBIL score 650+ · Indian citizen · Salaried employee
Fill in your name, mobile number, loan amount (₹5,000–₹2,00,000), employment type, and purpose.
Upload Aadhaar, PAN card, latest salary slip, and 3-month bank statement. 100% online process.
In-principle decision subject to eligibility and credit assessment. Funds disbursed directly to your bank account upon approval. APR 15%–34% · Processing fee 2%.
No asset or property required. Loans approved purely on income (₹40,000+/month) and CIBIL score (650+). Fully unsecured personal loan.
We evaluate every application individually based on income, repayment capacity, and credit history. Apply even if a previous application was declined elsewhere.
Minimum CIBIL score required is 650. We assess your income and repayment capacity to determine eligibility. Subject to credit assessment.
Apply online in minutes. Loan disbursed directly to your bank account upon approval and document verification. Subject to eligibility and credit assessment.
Choose a repayment tenure between 3 and 12 months as per your salary date and repayment capacity. Timely repayments reported to credit bureaus — may positively impact your CIBIL score.
Processing fee: 2% of loan amount (one-time). Interest rate: 1.25%–2.60% per month. APR: 15%–34%. No hidden charges. No pre-closure penalty. All costs disclosed in the Key Fact Statement before you sign.
CreditPey is a digital lending platform by Digner Finlease and Investment Private Limited — an RBI Registered NBFC (Reg. No. B-14.01877). We offer fully digital, collateral-free personal loans from ₹5,000 to ₹2,00,000. All charges are disclosed upfront in the Key Fact Statement — no surprises, no hidden fees.
Eligibility is based on your income (₹40,000+/month) and CIBIL score (650+). Interest rate: 1.25%–2.60% per month. APR: 15%–34%. Processing fee: 2% of loan amount. Tenure: 3–12 months. No collateral required. No pre-closure charges. All loans subject to eligibility and credit assessment.
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Read More₹1,00,000
Loan Amount
12
Tenure (months)
31.2% per annum
Interest Rate
₹2,000 + GST
Processing Fee
33.88% per annum
APR, Effective
₹98,000
Amount Disbursed (after fee)
₹9,897
Monthly EMI
₹18,762
Total Interest
₹1,18,762
Total Repayment Amount
DISCLAIMER: The above representative example is for illustrative purposes only. Actual loan amount, interest rate, APR, processing fee, and EMI will vary based on your credit profile and eligibility. All loans are subject to approval.
Loan disbursed directly to your registered bank account upon approval and document verification. Subject to eligibility and credit assessment.
Interest rate 1.25%–2.60%/month · APR 15%–34% · Processing fee 2% · All costs disclosed in the Key Fact Statement before signing.
100% online application · Minimal documentation · Apply anytime · Aadhaar, PAN & salary slip required.
Our support team is available Mon–Sat, 9AM–6PM to help with loan queries, repayment, and grievances. Email: info@creditpey.com
Reviews from verified CreditPey borrowers. Individual results may vary based on eligibility and credit profile.